Model the prices you would buy or sell your investments at in Pachal. When one is reached, Pachal notifies you.
Stocks, funds, crypto or gold. Pachal only watches and notifies; the order is always yours. All your wealth on one screen, too.
The system is three steps.
People think about buying on the way down; on the way up they don't think about selling, they say "a little more". Then the price comes back, and the gain on paper turns into a loss. It isn't the market that loses you money, it's the lack of a plan. Pachal moves the decision out of the emotional moment into a calm one.
Write
You write your plan in a calm moment. Ready templates by asset class: broad index, single stock, crypto, gold. None is set up automatically; the rules are yours.
Watch
Pachal watches the steps, the protection lines and the calendar for you. You don't stare at the screen; it does.
Act
When the moment comes, one sentence: "Your plan says…" The notification arrives, you make the call, you enter the order; Pachal never sends orders to any broker.
What do you do with Pachal?
What does it look like on screen?
The system works when it sees all of your assets: cash sufficiency wants to know your cash, the target band wants to know your allocation. That's why your scattered accounts come together on one screen.
Where does your data live?
Your wealth data never leaves your device. Only price and broadcast requests go out; which ones exactly is listed below, one by one.
AI categorization sends merchant names only, never amounts; nothing is applied without your approval.
The market summary in your inbox every morning
The night's data, the day's calendar, the odds the market is pricing. Two minutes to read; you start the day prepared without opening the app.
Pricing
Frequently asked
Pachal is a personal wealth terminal that shows your accounts, investments, cash flow and market odds in one place, and keeps your data on your own device.
No. Pachal uses no open-banking connection; you upload bank and card statements as files, and they are processed on your device.
On desktop, in a database on your computer; on the web, in your own encrypted cloud vault. Pachal's servers never see your wealth data.
No. Pachal never sends orders to any broker; when your rules trigger, it only sends a notification.
No. Pachal produces no predictions; it reads odds priced with real money on Polymarket and puts them next to your portfolio.
No. Pachal gives no investment advice and promises no returns; it makes the plan you wrote visible and executable.
Ready-made profiles: Garanti BBVA (account + credit card), Sparkasse/Haspa, Deutsche Bank, Chase. You teach other banks once by mapping columns; the profile is saved.
The free tier includes 10 positions, 1 bank profile and 1 rule. Private is €9.99 a month, Terminal €49 per seat; in Türkiye ₺249 and ₺999. Limits grow with add-on packs; Enterprise pricing is agreed together. Prices follow the selected language.
A macOS menu bar app and the web. Turkish, English and German.
A privacy lock that blurs every amount on screen with one shortcut (⇧⌘L); percentages stay readable.
You open a free account on the web or download the macOS app; no credit card needed.
Yes. The daily summary of the global bulletin comes with a free email subscription; no account needed, leave anytime.